IJBER Volume 12 No 3 Papers

Respected Readers,

We are delighted to present Volume 12, Issue 3 (September 2026) of the International Journal of Business and Economics Research (IJBER) ( e-ISSN: 2455-3921 ).

This issue brings together a collection of scholarly contributions focusing on Women’s Entrepreneurship and Mobile Banking, highlighting contemporary perspectives, emerging developments, and research insights in these areas. We hope that the contributions featured in this issue will support academic learning, broaden intellectual perspectives, and encourage further scholarly discussion and future research.

We extend our sincere appreciation to our authors, reviewers, Editorial Board members , and readers for their valuable contributions, continued commitment, and trust in IJBER.

Happy Reading!